Malpractice & Business Insurance for Dentists
The BEST insurance coverages to meet the needs of your dental practice.
The PPP is a fully integrated insurance program for dentists with many components to help you manage the risks associated with your profession. The PPP listed the different coverages and products offered to help you find what best meets the needs of your dental practice.
Insurance Coverage Options Available
- Stand-alone Professional Liability Insurance
- Claims-made & Occurrence
- Professional Liability Insurance and General Liability Insurance
- Complete package policy, which includes:
- Professional Liability Insurance
- General Liability Insurance
- Property Insurance Coverage
- General Liability Insurance and Property Insurance Coverage
Other Insurance Options We Can Provide:
- Workers Compensation
- Commercial Auto Insurance
- Commercial Umbrella Insurance
Financial Stability of Insurance Carrier
It can take years for a malpractice claim to arise, and even longer to resolve it. A client needs to know the insurer will be there. Rated “A” (Excellent) by A.M. Best, Aspen American Insurance Company (AAIC) offers extraordinary financial staying power, the financial strength that allows the program to remain continuously available, even through the changing market conditions.
Consent to Settle Clause
The PPP’s Consent to Settle clause puts you in the driver’s seat. We will not settle any claim without your consent, a feature that is not offered by every carrier.
Vicarious Liability Insurance Coverage
This insurance coverage is a must for any dentist in that they can be held liable for actions of employees, independent contractors, employed dentists and even specialists to whom they refer patients. Vicarious Liability coverage is specifically included in the PPP policy language for all these exposures.
Disciplinary and Licensure Insurance Coverage
This insurance coverage pays the fees, costs and expenses to defend you against state regulatory action promoted by an otherwise covered injury or damage. Defense costs are covered up to your professional liability limits.
Insurance for New Dentists Florida
The Professional Protector Plan for Dentists insurance program is designed to accommodate the needs of new dentists. We offer comprehensive coverage with competitive insurance rates to new dentists starting with our $50 policy and discounts for the next three years following. Our policy includes worldwide coverage.
Insurance for Dental Students
The Professional Protector Plan for Dental Students offers an extensive program designed to meet the needs of students while enrolled in dental school. Protect yourself financially when you perform clinical services and take your board exams. The annual liability insurance premium for our student policy is $25 and will provide liability coverage up to $1 million per claim and $3 million for all claims during the policy period. The dental student professional liability insurance coverage protects you during your dental training and dental board exams, while our equipment insurance coverage protects your dental instruments, textbooks and equipment. Our policy includes worldwide coverage.
Insurance Solutions for Hygienists | Assistants
The Allied Protector Plan® (APP®) can help you determine the proper insurance coverage you need as a Dental Hygienist or Dental Assistant. Whether you are working as an employee or as a contracted dental professional, it is very important to understand the proper insurance needs that will work best for you.
Insurance Coverage Features:
Claims-made coverage for Professional Liability. Coverage territory in the United States. Coverage available for both employed or self employed.
Limits up to $2,000,000 per-claim/$4,000,000 aggregate.
Comprehensive Dental Risk Management Program
The primary goal of a dentist’s risk management efforts should be to reduce risk of patient injury or dissatisfaction, thus diminishing the likelihood that a malpractice claim is filed. We help facilitate a preventive risk management approach for dentists and their staffs. Risk management information is available to insureds through a variety of ways, including live continuing dental education courses, risk management newsletters, sample letters and forms for dentists and an online continuing education course for dental community.
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